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EMPLOYEE
GROUP BENEFITS

Get affordable Group Benefits for your team using proven non-traditional solutions.

VIRTUAL GROUP BENEFITS TAILORED TO YOUR NEEDS

plans from individual business owners to 1000+... with clients nationwide

Traditional group benefits are great but do very little to reduce or contain your future group insurance costs. This is why our team is devoted to delivering Virtual Group Benefits that are more affordable without resulting in a loss of benefits.

 

How?

 

Our approach to providing Virtual Group Benefits employs proprietary technology and a network of highly-trained specialists to create The Benefit Component Analysis. Leveraging this proven non-traditional approach we’re able to significantly reduce and contain group insurance costs.

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Bumstead Insurance partners and the Virtual Benefits Program have been in Owen Sound for over 45 years. The team at Bumstead Insurance provides experienced, full broker services and in-house consulting for employee benefits.

 

We offer services for companies with anywhere from a single employee to groups with over 1000 staff members, and with over $50 million in in-force premium, we provide employers with fully insured and ASO options. Our slogan is ‘Devoted to you and your family,’ and we carry that through everything we do for our partners and our community. Our core values displayed on a plaque in our lobby are as follows:

 

Integrity- Never fail to tell the truth or keep a commitment.

Quality- Never release substandard product or present yourself poorly.

Responsiveness- Never fail to go the extra mile.

 

 

We understand and appreciate each company’s differences and offer multiple platforms based on your specific needs as an organization. We break down each plan design to pinpoint and eliminate superfluous costs as well as making suggestions that can stabilize your usages, and over time will drive costs down or provide additional benefits. Our health and dental plans, on average, have maintained their cost over the entirety of our relationships with our clients.

 

 Our in-house Virtual benefits team are here to provide individual help to drive any problem you may have to resolution and ensure that you and your employees feel supported and taken care of.

Administrative Services Only (A.S.O.)

Groups 5+ Employees 

Available for multiple carriers information below can vary depending on the group. 
 

ASO based on EHC and Dental   Life Insurance AD&D Dependant Life Critical Illness and Disability still fully insured through preferred Life Insurance carriers.

Are you an existing Group Benefits client?

Click below for helpful links to access, review and update your plan.

OUR PREFERRED PARTNERS

INTERESTED IN LEARNING MORE?

Do you currently offer Group Benefits through another provider?
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