EMPLOYEE
GROUP BENEFITS
Get affordable Group Benefits for your team using proven non-traditional solutions.
VIRTUAL GROUP BENEFITS TAILORED TO YOUR NEEDS
Traditional group benefits are great but do very little to reduce or contain your future group insurance costs. This is why our team is devoted to delivering Virtual Group Benefits that are more affordable without resulting in a loss of benefits.
How?
Our approach to providing Virtual Group Benefits employs proprietary technology and a network of highly-trained specialists to create The Benefit Component Analysis. Leveraging this proven non-traditional approach we’re able to significantly reduce and contain group insurance costs.
Administrative Services Only (A.S.O.)
Groups 5+ Employees
Available for multiple carriers information below can vary depending on the group.
ASO based on EHC and Dental Life Insurance AD&D Dependant Life Critical Illness and Disability still fully insured through preferred Life Insurance carriers.
ADMINISTRATIVE FEES
Annualized ASO
Premium or Claims
Fees EHC
Fees Dental
Fees STD
Premium
Claims
Premium
Claims
Premium
Claims
N/A
N/A
11%
12%
N/A
N/A
0 - 10,000
10.5%
11.5%
9%
10%
12%
13%
10,001 - 25,000
9
10%
8%
9%
10%
11%
25,001 - 75,000
8%
9%
7%
8%
9%
10%
75,001 - 175,000
7.25%
8.25%
6.25%
7.25%
8.25%
9.25%
175,001 - 300,000
6.25%
7.25%
5.5%
6.5%
7.25%
8.25%
300,001 - 450,000
450,001 +
5.75%
6.75%
5%
6%
6.5%
7.5%
-
Fees are not based on annual claims and 8% of claims must remain on deposit
-
Fees are net commissions (as negotiated) and subject to change
-
Fees do not include applicable Federal and Provincial taxes
